Personal Banking
A Personal Account for everyday finances, payments and managing your money with DuuraPay. Review current features, eligibility and fees on our Banking page.
Explore Personal and Business Accounts, card and wearable options, SoftPOS or a dedicated handheld POS, MemoTransfer, business tools and AgentLife—each product built around a real money or commerce need in Nigeria.

Built around the way Nigeria works and pays.
From MemoTransfer and contactless concepts to accounts, POS, business tools and AgentLife, each card explains the product at a glance. Select one to explore its dedicated page and current details.
DUURAPAYDuura Technologies Limited
CONTACTLESSCards & wearablesExplore card and wearable payment options.See product details
POINT OF SALEPOSUse a compatible phone as SoftPOS or choose a handheld POS.See product details
PERSONAL & BUSINESS ACCOUNTSAccounts & cardsPersonal and Business Accounts, card issuance and payments.See product details
EVERYDAY OPERATIONSBusiness managementTicketing, invoicing and inventory for business operations.See product details
LOCAL ACCESSAgentLifeA commissioned POS-agent opportunity for local commerce.See product detailsChoose a banking option that fits the way you manage money—whether for everyday personal finances or your business.
A Personal Account for everyday finances, payments and managing your money with DuuraPay. Review current features, eligibility and fees on our Banking page.
A Business Account for managing company finances and day-to-day payments. Explore current account features, eligibility and fees on our Banking page.
Compare Personal and Business Banking options to see which best fits your needs. Features, eligibility and terms vary by account.


MEMOTRANSFER · THE IDEAMemoTransfer is designed to give context its own place alongside a payment. Add a note, photo or voice message to help explain the moment behind the money.
Check current availability, supported formats, fees and product terms before use.
A thank-you, a hello, a celebration. The idea behind MemoTransfer is simple: let a little more context travel with a payment.
Full campaign film. Product availability, eligibility and terms vary by service; contact DuuraPay for current details.
Ask about MemoTransferUseful tools for the busy details of running a business—bringing everyday operations into clearer view.
Prepare and share a payment request; confirm how payment status, fees and receipts are handled in the current product.
Explore the tools 02 DUURA FOR BUSINESSExplore ways to organize stock and daily operations, then check which workflows and integrations your setup supports.
Explore the tools 03 DUURA FOR BUSINESSReview digital ticket and entry workflows, including delivery, validation, refunds and settlement before an event.
Explore the tools
AgentLife is a commissioned POS-agent opportunity designed around local commerce. Commissioned agents earn 40% commission of the fees charged, with a ₦150,000 float for daily POS transactions.
Terms & conditions apply. Confirm current eligibility, location coverage and availability with DuuraPay.
Explore AgentLife
A gold-finish NFC wedding ring brings a personal touch to the Tap & Pay collection. Wear it as part of your everyday routine and bring it close to a compatible reader.
Confirm current availability, compatibility, fees and terms with DuuraPay.
Upload your event flyer to the DuuraPay app and host your event for ₦1,000. Guests can discover your event and buy tickets on the same platform.
Add your event to the DuuraPay app.
Pay ₦1,000 to host each event.
Ticket purchases are credited to your account as locked funds.

Terms and conditions apply.
Tell us what you're building, where you need support, or which Duura product you want to know more about.
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